Retirement mutual funds and other common investments like NPS, PPF, and EPF provide a mix #retirementfunds #mutualfunds #investment #doublereturns #financialplanning #retirementplanning #bestmutualfunds #investmenttips #wealthgrowth #retirementgoals #topmutualfunds #financialfreedom #smartinvesting #investmentstrategy #futureplanning #securefuture #retirementwealth #growyourmoney #investmentadvice #topretirementfunds of both stocks and bonds. These funds usually have a lock-in period of 5 years or until retirement, which is longer than the lock-in period for ELSS (Equity Linked Savings Scheme). If investors are willing to take more risks with stocks, they can choose these funds for better stock involvement and flexibility.